A Second Home in Bali Might Be the Missing Piece in Your Retirement Plan

Are you wondering if you’re truly on track for retirement? With rising living costs and uncertain financial markets, many people are questioning whether they’ll ever be able to retire comfortably. That’s why more future retirees are looking beyond traditional investments — and considering Bali as their second home. Why Bali…

Modern house with pool and garden

Bali Exception Team

About author

This article is written by the Bali Exception Team, a premier real estate agency with over 10 years of experience in the Bali property market. Our team of experts provides insightful content on the real estate market, news, and buying and selling tips and guides, designed to help you navigate Bali's dynamic real estate landscape and make well-informed decisions.

Are you wondering if you’re truly on track for retirement?

With rising living costs and uncertain financial markets, many people are questioning whether they’ll ever be able to retire comfortably. That’s why more future retirees are looking beyond traditional investments — and considering Bali as their second home.

Modern house with pool and garden

Why Bali Real Estate? Here’s What It Can Do for You

If you can make the numbers work, buying a villa or second home in Bali could be a powerful strategy for your retirement years:

  • Build wealth over time
    Bali’s property market has been steadily growing, especially in hotspots like Ubud, Canggu, and Uluwatu. As home prices appreciate, your second home adds to your net worth.
  • Generate passive income
    Renting out your Bali villa when you’re not using it can bring in consistent income from tourists and long-term expats. This rental income could supplement your retirement savings.
  • Profit in the future
    Should you decide to sell, Bali’s increasing demand from global investors and retirees may give you a healthy return on investment.
  • Diversify your assets
    Instead of relying solely on stocks or savings, owning property in Bali gives you a tangible, income-generating asset in one of the world’s most desirable retirement destinations.

Not Just for Big Investors

You don’t need to be a big developer to make this work. Many Bali homeowners are individuals or couples who bought an extra villa or small property to rent out or hold for retirement. They’re everyday people — not just large investors.

Why Now Might Be the Right Time

Right now, Bali’s property market is especially attractive:

  • More listings on the market mean buyers have more choice.
  • Slower-moving inventory in some areas puts more negotiating power in your hands.
  • Rising tourism numbers ensure long-term demand for rentals.

That makes this moment an opportunity to secure a second home in Bali before prices climb further.

Start with Trusted Pros

If the idea of retiring in Bali excites you, surround yourself with the right people to guide you:

  • A local real estate agent who knows Bali’s property laws and zoning regulations.
  • A legal advisor who understands foreign ownership structures like leasehold and PT PMA.
  • A lender or financial planner who can help structure your investment.

With the right team, you can move confidently toward making your Bali retirement dream a reality.

Bottom Line

If you’ve ever dreamed of retiring earlier, living with more freedom, or waking up to jungle or ocean views, a second home in Bali might be the key.

The question is: would you want to take a closer look at what owning in Bali could do for your future?

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